Follow these steps if you find an unauthorized transaction on your account.

• Contact Your Bank. As per RBI regulations Illegal transaction if reported immediately bank will pay back the lost amount if bank finds there is no fault with the account holder. 
• File a Fraud or Police Report.
• Block your current account and move your money to Your New Account or Card.
• Monitor Your Account and Credit Closely.

How to file a cyber crime complaint in India

According to the IT Act, a cyber crime comes under the purview of global jurisdiction. This means that a cyber crime complaint can be registered with any of the cyber cells in India, irrespective of the place where it was originally committed. At present, most cities in India have a dedicated cyber crime cell. List of all cyber crimes cells are given below

Step 1: The very first step to file a cyber crime complaint is to register a written complaint with the cyber crime cell of the city are currently in.

Step 2: When filing the cyber crime complaint, you need to pro-vide your name, contact de-tails, and address for mailing. You need to address the writ-ten complaint to the Head of the Cyber Crime Cell of the city where you are filing the cyber crime complaint.

Step 3: In case you are a victim of online harassment, a legal counsel can be approached to assist you with reporting it to the police station. Addi-tionally, you may be asked to provide certain documents with the complaint. This would, however, depend on the nature of the crime.

Step 4: Register a Cyber Crime FIR: If you do not have access to any of the cyber cells in India, you can file a First Informa-tion Report (FIR) at the local police station. In case your complaint is not accepted there, you can approach the Commissioner or the city’s Judicial Magistrate.

Step 5: Certain cyber crime offenses come under the Indian Penal Code. You can register a cy-ber crime FIR at the nearest local police station to report them.

Step 6:You can report at CERT In of-ficial website.

CERTIn is the national nodal agency for responding to computer security incidents as and when they occur. As per the Information Technology Amendment Act 2008 and Section 70B of IT Act 2000, CERTIn has been designated to serve as the national agency to perform the following func-tions in the area of cyber security: Collection, analysis and dissemination of information on cyber incidents, Forecast and alerts of cyber security incidents, Emergency measures for handling cyber security incidents, Coordination of cyber incident response activities. Issue guidelines, advisories, vulnerability notes and whitepapers relating to information security practices, procedures, pre-vention, response and reporting of cyber incidents. Such other functions relating to cyber security as may be prescribed.